LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,198
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,444
−HK$2,282/mo
Today · 4.125%
HK$76,726
baseline
▲ 0.50% · 4.625%
HK$81,394
+HK$4,668/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,452/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,320
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,474
−HK$2,185/mo
Today · 4.125%
HK$84,659
baseline
▲ 0.50% · 4.625%
HK$89,122
+HK$4,463/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,318/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,638
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,333
−HK$2,738/mo
Today · 4.125%
HK$92,071
baseline
▲ 0.50% · 4.625%
HK$97,673
+HK$5,602/mo
Deposit HK$12.66M · loan HK$19.00M · min. income ≈ HK$184,142/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,384
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,969
−HK$2,622/mo
Today · 4.125%
HK$101,591
baseline
▲ 0.50% · 4.625%
HK$106,946
+HK$5,355/mo
Deposit HK$12.66M · loan HK$19.00M · min. income ≈ HK$203,182/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,078
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,222
−HK$3,194/mo
Today · 4.125%
HK$107,416
baseline
▲ 0.50% · 4.625%
HK$113,952
+HK$6,536/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$214,832/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,448
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,464
−HK$3,059/mo
Today · 4.125%
HK$118,523
baseline
▲ 0.50% · 4.625%
HK$124,770
+HK$6,247/mo
Deposit HK$9.50M · loan HK$22.16M · min. income ≈ HK$237,046/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,957
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$133,999
−HK$4,107/mo
Today · 4.125%
HK$138,106
baseline
▲ 0.50% · 4.625%
HK$146,510
+HK$8,404/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,212/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,576
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$148,453
−HK$3,934/mo
Today · 4.125%
HK$152,387
baseline
▲ 0.50% · 4.625%
HK$160,419
+HK$8,032/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,774/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,650 · Scale 2, in force from 26 Feb 2026)