LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,206
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,452
−HK$2,281/mo
Today · 4.125%
HK$76,733
baseline
▲ 0.50% · 4.625%
HK$81,403
+HK$4,670/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,466/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,328
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,482
−HK$2,186/mo
Today · 4.125%
HK$84,668
baseline
▲ 0.50% · 4.625%
HK$89,131
+HK$4,463/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,336/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,647
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,342
−HK$2,738/mo
Today · 4.125%
HK$92,080
baseline
▲ 0.50% · 4.625%
HK$97,683
+HK$5,603/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,160/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,394
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,979
−HK$2,622/mo
Today · 4.125%
HK$101,601
baseline
▲ 0.50% · 4.625%
HK$106,957
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,202/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,088
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,232
−HK$3,195/mo
Today · 4.125%
HK$107,427
baseline
▲ 0.50% · 4.625%
HK$113,964
+HK$6,537/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,854/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,459
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$115,475
−HK$3,060/mo
Today · 4.125%
HK$118,535
baseline
▲ 0.50% · 4.625%
HK$124,783
+HK$6,248/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,070/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,970
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$134,013
−HK$4,107/mo
Today · 4.125%
HK$138,120
baseline
▲ 0.50% · 4.625%
HK$146,525
+HK$8,405/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,240/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,590
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,468
−HK$3,934/mo
Today · 4.125%
HK$152,402
baseline
▲ 0.50% · 4.625%
HK$160,435
+HK$8,033/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,804/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,786 · Scale 2, in force from 26 Feb 2026)