LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,206
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,452
−HK$2,282/mo
Today · 4.125%
HK$76,734
baseline
▲ 0.50% · 4.625%
HK$81,403
+HK$4,669/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,468/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,328
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,483
−HK$2,185/mo
Today · 4.125%
HK$84,668
baseline
▲ 0.50% · 4.625%
HK$89,131
+HK$4,463/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,336/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,647
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,342
−HK$2,739/mo
Today · 4.125%
HK$92,081
baseline
▲ 0.50% · 4.625%
HK$97,684
+HK$5,603/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,162/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,394
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,979
−HK$2,623/mo
Today · 4.125%
HK$101,602
baseline
▲ 0.50% · 4.625%
HK$106,958
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,204/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,088
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,233
−HK$3,194/mo
Today · 4.125%
HK$107,427
baseline
▲ 0.50% · 4.625%
HK$113,964
+HK$6,537/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,854/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,460
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$115,476
−HK$3,060/mo
Today · 4.125%
HK$118,536
baseline
▲ 0.50% · 4.625%
HK$124,784
+HK$6,248/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,072/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,971
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$134,014
−HK$4,107/mo
Today · 4.125%
HK$138,121
baseline
▲ 0.50% · 4.625%
HK$146,525
+HK$8,404/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,242/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,591
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,469
−HK$3,934/mo
Today · 4.125%
HK$152,403
baseline
▲ 0.50% · 4.625%
HK$160,436
+HK$8,033/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,806/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,794 · Scale 2, in force from 26 Feb 2026)