LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,208
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,454
−HK$2,282/mo
Today · 4.125%
HK$76,736
baseline
▲ 0.50% · 4.625%
HK$81,405
+HK$4,669/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,472/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,330
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,485
−HK$2,185/mo
Today · 4.125%
HK$84,670
baseline
▲ 0.50% · 4.625%
HK$89,133
+HK$4,463/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,340/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,649
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,345
−HK$2,738/mo
Today · 4.125%
HK$92,083
baseline
▲ 0.50% · 4.625%
HK$97,686
+HK$5,603/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,166/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,396
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,982
−HK$2,622/mo
Today · 4.125%
HK$101,604
baseline
▲ 0.50% · 4.625%
HK$106,960
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,208/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,091
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,235
−HK$3,195/mo
Today · 4.125%
HK$107,430
baseline
▲ 0.50% · 4.625%
HK$113,967
+HK$6,537/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,860/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,463
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$115,479
−HK$3,060/mo
Today · 4.125%
HK$118,539
baseline
▲ 0.50% · 4.625%
HK$124,787
+HK$6,248/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,078/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,974
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$134,017
−HK$4,107/mo
Today · 4.125%
HK$138,124
baseline
▲ 0.50% · 4.625%
HK$146,529
+HK$8,405/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,248/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,595
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,473
−HK$3,934/mo
Today · 4.125%
HK$152,407
baseline
▲ 0.50% · 4.625%
HK$160,440
+HK$8,033/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,814/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,827 · Scale 2, in force from 26 Feb 2026)