LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,213
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,459
−HK$2,282/mo
Today · 4.125%
HK$76,741
baseline
▲ 0.50% · 4.625%
HK$81,411
+HK$4,670/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,482/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,336
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,490
−HK$2,186/mo
Today · 4.125%
HK$84,676
baseline
▲ 0.50% · 4.625%
HK$89,140
+HK$4,464/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,352/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,655
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,351
−HK$2,738/mo
Today · 4.125%
HK$92,089
baseline
▲ 0.50% · 4.625%
HK$97,693
+HK$5,604/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,178/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,403
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,988
−HK$2,623/mo
Today · 4.125%
HK$101,611
baseline
▲ 0.50% · 4.625%
HK$106,967
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,222/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,098
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,242
−HK$3,195/mo
Today · 4.125%
HK$107,437
baseline
▲ 0.50% · 4.625%
HK$113,975
+HK$6,538/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,874/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,470
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,487
−HK$3,060/mo
Today · 4.125%
HK$118,547
baseline
▲ 0.50% · 4.625%
HK$124,795
+HK$6,248/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,094/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,983
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$134,026
−HK$4,108/mo
Today · 4.125%
HK$138,134
baseline
▲ 0.50% · 4.625%
HK$146,539
+HK$8,405/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,268/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,605
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,483
−HK$3,934/mo
Today · 4.125%
HK$152,417
baseline
▲ 0.50% · 4.625%
HK$160,451
+HK$8,034/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,834/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,918 · Scale 2, in force from 26 Feb 2026)