LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,215
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,461
−HK$2,282/mo
Today · 4.125%
HK$76,743
baseline
▲ 0.50% · 4.625%
HK$81,413
+HK$4,670/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,486/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,338
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,493
−HK$2,186/mo
Today · 4.125%
HK$84,679
baseline
▲ 0.50% · 4.625%
HK$89,142
+HK$4,463/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,358/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,658
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,353
−HK$2,739/mo
Today · 4.125%
HK$92,092
baseline
▲ 0.50% · 4.625%
HK$97,695
+HK$5,603/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,184/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,406
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,991
−HK$2,623/mo
Today · 4.125%
HK$101,614
baseline
▲ 0.50% · 4.625%
HK$106,970
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,228/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,101
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,245
−HK$3,195/mo
Today · 4.125%
HK$107,440
baseline
▲ 0.50% · 4.625%
HK$113,978
+HK$6,538/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,880/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,473
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,490
−HK$3,060/mo
Today · 4.125%
HK$118,550
baseline
▲ 0.50% · 4.625%
HK$124,799
+HK$6,249/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,100/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,986
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,030
−HK$4,108/mo
Today · 4.125%
HK$138,138
baseline
▲ 0.50% · 4.625%
HK$146,543
+HK$8,405/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,276/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,609
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,487
−HK$3,934/mo
Today · 4.125%
HK$152,421
baseline
▲ 0.50% · 4.625%
HK$160,456
+HK$8,035/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,842/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,956 · Scale 2, in force from 26 Feb 2026)