LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,215
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,461
−HK$2,283/mo
Today · 4.125%
HK$76,744
baseline
▲ 0.50% · 4.625%
HK$81,413
+HK$4,669/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$153,488/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,339
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,493
−HK$2,186/mo
Today · 4.125%
HK$84,679
baseline
▲ 0.50% · 4.625%
HK$89,143
+HK$4,464/mo
Deposit HK$15.83M · loan HK$15.83M · min. income ≈ HK$169,358/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,658
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,354
−HK$2,738/mo
Today · 4.125%
HK$92,092
baseline
▲ 0.50% · 4.625%
HK$97,696
+HK$5,604/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,184/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,406
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,992
−HK$2,623/mo
Today · 4.125%
HK$101,615
baseline
▲ 0.50% · 4.625%
HK$106,971
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,230/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,101
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$104,246
−HK$3,195/mo
Today · 4.125%
HK$107,441
baseline
▲ 0.50% · 4.625%
HK$113,979
+HK$6,538/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,882/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,474
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,491
−HK$3,060/mo
Today · 4.125%
HK$118,551
baseline
▲ 0.50% · 4.625%
HK$124,800
+HK$6,249/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,102/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,987
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,031
−HK$4,108/mo
Today · 4.125%
HK$138,139
baseline
▲ 0.50% · 4.625%
HK$146,544
+HK$8,405/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,278/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,610
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,488
−HK$3,934/mo
Today · 4.125%
HK$152,422
baseline
▲ 0.50% · 4.625%
HK$160,457
+HK$8,035/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,844/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,345,965 · Scale 2, in force from 26 Feb 2026)