LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,218
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,465
−HK$2,282/mo
Today · 4.125%
HK$76,747
baseline
▲ 0.50% · 4.625%
HK$81,417
+HK$4,670/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,494/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,342
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,497
−HK$2,186/mo
Today · 4.125%
HK$84,683
baseline
▲ 0.50% · 4.625%
HK$89,147
+HK$4,464/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,366/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,662
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,358
−HK$2,739/mo
Today · 4.125%
HK$92,097
baseline
▲ 0.50% · 4.625%
HK$97,701
+HK$5,604/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,194/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,411
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,996
−HK$2,624/mo
Today · 4.125%
HK$101,620
baseline
▲ 0.50% · 4.625%
HK$106,976
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,240/mo (50% DSR)
Upfront cash ≈ HK$14.01M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,106
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$104,251
−HK$3,195/mo
Today · 4.125%
HK$107,446
baseline
▲ 0.50% · 4.625%
HK$113,984
+HK$6,538/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,892/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,479
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,496
−HK$3,060/mo
Today · 4.125%
HK$118,556
baseline
▲ 0.50% · 4.625%
HK$124,805
+HK$6,249/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,112/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,993
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,037
−HK$4,108/mo
Today · 4.125%
HK$138,145
baseline
▲ 0.50% · 4.625%
HK$146,551
+HK$8,406/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$276,290/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,616
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,495
−HK$3,934/mo
Today · 4.125%
HK$152,429
baseline
▲ 0.50% · 4.625%
HK$160,464
+HK$8,035/mo
Deposit HK$3.17M · loan HK$28.50M · min. income ≈ HK$304,858/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,027 · Scale 2, in force from 26 Feb 2026)