LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,221
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,468
−HK$2,282/mo
Today · 4.125%
HK$76,750
baseline
▲ 0.50% · 4.625%
HK$81,420
+HK$4,670/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,500/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,346
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,500
−HK$2,186/mo
Today · 4.125%
HK$84,686
baseline
▲ 0.50% · 4.625%
HK$89,150
+HK$4,464/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,372/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,666
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,362
−HK$2,738/mo
Today · 4.125%
HK$92,100
baseline
▲ 0.50% · 4.625%
HK$97,705
+HK$5,605/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$184,200/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,415
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,001
−HK$2,623/mo
Today · 4.125%
HK$101,624
baseline
▲ 0.50% · 4.625%
HK$106,980
+HK$5,356/mo
Deposit HK$12.67M · loan HK$19.00M · min. income ≈ HK$203,248/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,110
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$104,255
−HK$3,196/mo
Today · 4.125%
HK$107,451
baseline
▲ 0.50% · 4.625%
HK$113,989
+HK$6,538/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,902/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,484
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,501
−HK$3,060/mo
Today · 4.125%
HK$118,561
baseline
▲ 0.50% · 4.625%
HK$124,811
+HK$6,250/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,122/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,999
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,042
−HK$4,109/mo
Today · 4.125%
HK$138,151
baseline
▲ 0.50% · 4.625%
HK$146,557
+HK$8,406/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$276,302/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,622
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$148,501
−HK$3,935/mo
Today · 4.125%
HK$152,436
baseline
▲ 0.50% · 4.625%
HK$160,471
+HK$8,035/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$304,872/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,082 · Scale 2, in force from 26 Feb 2026)