LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,233
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,480
−HK$2,283/mo
Today · 4.125%
HK$76,763
baseline
▲ 0.50% · 4.625%
HK$81,434
+HK$4,671/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,526/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,359
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,514
−HK$2,186/mo
Today · 4.125%
HK$84,700
baseline
▲ 0.50% · 4.625%
HK$89,165
+HK$4,465/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,400/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,680
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,376
−HK$2,739/mo
Today · 4.125%
HK$92,115
baseline
▲ 0.50% · 4.625%
HK$97,720
+HK$5,605/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,230/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,430
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,016
−HK$2,624/mo
Today · 4.125%
HK$101,640
baseline
▲ 0.50% · 4.625%
HK$106,998
+HK$5,358/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,280/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,126
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,272
−HK$3,196/mo
Today · 4.125%
HK$107,468
baseline
▲ 0.50% · 4.625%
HK$114,007
+HK$6,539/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$214,936/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,502
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$115,519
−HK$3,061/mo
Today · 4.125%
HK$118,580
baseline
▲ 0.50% · 4.625%
HK$124,831
+HK$6,251/mo
Deposit HK$9.50M · loan HK$22.17M · min. income ≈ HK$237,160/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,020
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$134,064
−HK$4,109/mo
Today · 4.125%
HK$138,173
baseline
▲ 0.50% · 4.625%
HK$146,580
+HK$8,407/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$276,346/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,645
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$148,525
−HK$3,935/mo
Today · 4.125%
HK$152,460
baseline
▲ 0.50% · 4.625%
HK$160,497
+HK$8,037/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$304,920/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,299 · Scale 2, in force from 26 Feb 2026)