LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,236
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,483
−HK$2,283/mo
Today · 4.125%
HK$76,766
baseline
▲ 0.50% · 4.625%
HK$81,437
+HK$4,671/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,532/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,362
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,517
−HK$2,186/mo
Today · 4.125%
HK$84,703
baseline
▲ 0.50% · 4.625%
HK$89,168
+HK$4,465/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,406/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,683
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,379
−HK$2,740/mo
Today · 4.125%
HK$92,119
baseline
▲ 0.50% · 4.625%
HK$97,724
+HK$5,605/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,238/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,434
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,020
−HK$2,624/mo
Today · 4.125%
HK$101,644
baseline
▲ 0.50% · 4.625%
HK$107,002
+HK$5,358/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,288/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,130
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,276
−HK$3,196/mo
Today · 4.125%
HK$107,472
baseline
▲ 0.50% · 4.625%
HK$114,011
+HK$6,539/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$214,944/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,506
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,524
−HK$3,061/mo
Today · 4.125%
HK$118,585
baseline
▲ 0.50% · 4.625%
HK$124,836
+HK$6,251/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$237,170/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,025
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$134,069
−HK$4,109/mo
Today · 4.125%
HK$138,178
baseline
▲ 0.50% · 4.625%
HK$146,586
+HK$8,408/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$276,356/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,651
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$148,531
−HK$3,935/mo
Today · 4.125%
HK$152,466
baseline
▲ 0.50% · 4.625%
HK$160,503
+HK$8,037/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$304,932/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,352 · Scale 2, in force from 26 Feb 2026)