LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,237
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,484
−HK$2,283/mo
Today · 4.125%
HK$76,767
baseline
▲ 0.50% · 4.625%
HK$81,438
+HK$4,671/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,534/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,363
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,518
−HK$2,187/mo
Today · 4.125%
HK$84,705
baseline
▲ 0.50% · 4.625%
HK$89,169
+HK$4,464/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,410/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,684
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,381
−HK$2,739/mo
Today · 4.125%
HK$92,120
baseline
▲ 0.50% · 4.625%
HK$97,725
+HK$5,605/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,240/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,435
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,022
−HK$2,623/mo
Today · 4.125%
HK$101,645
baseline
▲ 0.50% · 4.625%
HK$107,003
+HK$5,358/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,290/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,132
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$104,277
−HK$3,196/mo
Today · 4.125%
HK$107,473
baseline
▲ 0.50% · 4.625%
HK$114,013
+HK$6,540/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$214,946/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,508
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$115,525
−HK$3,061/mo
Today · 4.125%
HK$118,586
baseline
▲ 0.50% · 4.625%
HK$124,837
+HK$6,251/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$237,172/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,026
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$134,071
−HK$4,109/mo
Today · 4.125%
HK$138,180
baseline
▲ 0.50% · 4.625%
HK$146,588
+HK$8,408/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$276,360/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,653
−HK$7,815/mo
▼ 0.25% · 3.875%
HK$148,533
−HK$3,935/mo
Today · 4.125%
HK$152,468
baseline
▲ 0.50% · 4.625%
HK$160,505
+HK$8,037/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$304,936/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,369 · Scale 2, in force from 26 Feb 2026)