LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,237
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,484
−HK$2,283/mo
Today · 4.125%
HK$76,767
baseline
▲ 0.50% · 4.625%
HK$81,438
+HK$4,671/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,534/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,363
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,518
−HK$2,187/mo
Today · 4.125%
HK$84,705
baseline
▲ 0.50% · 4.625%
HK$89,170
+HK$4,465/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,410/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,685
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,381
−HK$2,739/mo
Today · 4.125%
HK$92,120
baseline
▲ 0.50% · 4.625%
HK$97,726
+HK$5,606/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,240/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,436
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,022
−HK$2,624/mo
Today · 4.125%
HK$101,646
baseline
▲ 0.50% · 4.625%
HK$107,004
+HK$5,358/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,292/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,132
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,278
−HK$3,196/mo
Today · 4.125%
HK$107,474
baseline
▲ 0.50% · 4.625%
HK$114,013
+HK$6,539/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$214,948/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,508
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,526
−HK$3,061/mo
Today · 4.125%
HK$118,587
baseline
▲ 0.50% · 4.625%
HK$124,838
+HK$6,251/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$237,174/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,027
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$134,071
−HK$4,110/mo
Today · 4.125%
HK$138,181
baseline
▲ 0.50% · 4.625%
HK$146,589
+HK$8,408/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$276,362/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,653
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$148,533
−HK$3,936/mo
Today · 4.125%
HK$152,469
baseline
▲ 0.50% · 4.625%
HK$160,506
+HK$8,037/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$304,938/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,374 · Scale 2, in force from 26 Feb 2026)