LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,245
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,493
−HK$2,283/mo
Today · 4.125%
HK$76,776
baseline
▲ 0.50% · 4.625%
HK$81,448
+HK$4,672/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,552/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,372
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,528
−HK$2,187/mo
Today · 4.125%
HK$84,715
baseline
▲ 0.50% · 4.625%
HK$89,180
+HK$4,465/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,430/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,695
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,391
−HK$2,740/mo
Today · 4.125%
HK$92,131
baseline
▲ 0.50% · 4.625%
HK$97,737
+HK$5,606/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,262/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,447
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,033
−HK$2,625/mo
Today · 4.125%
HK$101,658
baseline
▲ 0.50% · 4.625%
HK$107,016
+HK$5,358/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,316/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,144
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,290
−HK$3,196/mo
Today · 4.125%
HK$107,486
baseline
▲ 0.50% · 4.625%
HK$114,027
+HK$6,541/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$214,972/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,521
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,539
−HK$3,061/mo
Today · 4.125%
HK$118,600
baseline
▲ 0.50% · 4.625%
HK$124,852
+HK$6,252/mo
Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$237,200/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,042
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,087
−HK$4,110/mo
Today · 4.125%
HK$138,197
baseline
▲ 0.50% · 4.625%
HK$146,606
+HK$8,409/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$276,394/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,670
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$148,550
−HK$3,936/mo
Today · 4.125%
HK$152,486
baseline
▲ 0.50% · 4.625%
HK$160,524
+HK$8,038/mo
Deposit HK$3.17M · loan HK$28.51M · min. income ≈ HK$304,972/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,530 · Scale 2, in force from 26 Feb 2026)