LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,247
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,494
−HK$2,283/mo
Today · 4.125%
HK$76,777
baseline
▲ 0.50% · 4.625%
HK$81,449
+HK$4,672/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,554/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,374
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,529
−HK$2,187/mo
Today · 4.125%
HK$84,716
baseline
▲ 0.50% · 4.625%
HK$89,181
+HK$4,465/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,432/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,696
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,393
−HK$2,740/mo
Today · 4.125%
HK$92,133
baseline
▲ 0.50% · 4.625%
HK$97,739
+HK$5,606/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,266/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,448
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,035
−HK$2,624/mo
Today · 4.125%
HK$101,659
baseline
▲ 0.50% · 4.625%
HK$107,018
+HK$5,359/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,318/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,145
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,291
−HK$3,197/mo
Today · 4.125%
HK$107,488
baseline
▲ 0.50% · 4.625%
HK$114,028
+HK$6,540/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$214,976/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,523
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,541
−HK$3,061/mo
Today · 4.125%
HK$118,602
baseline
▲ 0.50% · 4.625%
HK$124,854
+HK$6,252/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$237,204/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,044
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,089
−HK$4,110/mo
Today · 4.125%
HK$138,199
baseline
▲ 0.50% · 4.625%
HK$146,608
+HK$8,409/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$276,398/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,673
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$148,553
−HK$3,936/mo
Today · 4.125%
HK$152,489
baseline
▲ 0.50% · 4.625%
HK$160,527
+HK$8,038/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$304,978/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,552 · Scale 2, in force from 26 Feb 2026)