LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,247
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,494
−HK$2,284/mo
Today · 4.125%
HK$76,778
baseline
▲ 0.50% · 4.625%
HK$81,449
+HK$4,671/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,556/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,374
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,530
−HK$2,186/mo
Today · 4.125%
HK$84,716
baseline
▲ 0.50% · 4.625%
HK$89,182
+HK$4,466/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,432/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,696
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,393
−HK$2,740/mo
Today · 4.125%
HK$92,133
baseline
▲ 0.50% · 4.625%
HK$97,739
+HK$5,606/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,266/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,449
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,036
−HK$2,624/mo
Today · 4.125%
HK$101,660
baseline
▲ 0.50% · 4.625%
HK$107,018
+HK$5,358/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,320/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,146
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,292
−HK$3,197/mo
Today · 4.125%
HK$107,489
baseline
▲ 0.50% · 4.625%
HK$114,029
+HK$6,540/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$214,978/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,524
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,542
−HK$3,061/mo
Today · 4.125%
HK$118,603
baseline
▲ 0.50% · 4.625%
HK$124,855
+HK$6,252/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$237,206/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,045
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,090
−HK$4,110/mo
Today · 4.125%
HK$138,200
baseline
▲ 0.50% · 4.625%
HK$146,609
+HK$8,409/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$276,400/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,673
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$148,553
−HK$3,937/mo
Today · 4.125%
HK$152,490
baseline
▲ 0.50% · 4.625%
HK$160,528
+HK$8,038/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$304,980/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,559 · Scale 2, in force from 26 Feb 2026)