LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,248
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,495
−HK$2,283/mo
Today · 4.125%
HK$76,778
baseline
▲ 0.50% · 4.625%
HK$81,450
+HK$4,672/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,556/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,375
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,531
−HK$2,186/mo
Today · 4.125%
HK$84,717
baseline
▲ 0.50% · 4.625%
HK$89,183
+HK$4,466/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,434/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,697
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,394
−HK$2,740/mo
Today · 4.125%
HK$92,134
baseline
▲ 0.50% · 4.625%
HK$97,740
+HK$5,606/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$184,268/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,450
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$99,037
−HK$2,624/mo
Today · 4.125%
HK$101,661
baseline
▲ 0.50% · 4.625%
HK$107,020
+HK$5,359/mo
Deposit HK$12.67M · loan HK$19.01M · min. income ≈ HK$203,322/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,147
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,293
−HK$3,197/mo
Today · 4.125%
HK$107,490
baseline
▲ 0.50% · 4.625%
HK$114,030
+HK$6,540/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$214,980/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,525
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,543
−HK$3,061/mo
Today · 4.125%
HK$118,604
baseline
▲ 0.50% · 4.625%
HK$124,856
+HK$6,252/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$237,208/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,046
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,091
−HK$4,110/mo
Today · 4.125%
HK$138,201
baseline
▲ 0.50% · 4.625%
HK$146,610
+HK$8,409/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$276,402/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,675
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$148,555
−HK$3,936/mo
Today · 4.125%
HK$152,491
baseline
▲ 0.50% · 4.625%
HK$160,529
+HK$8,038/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$304,982/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$1,346,575 · Scale 2, in force from 26 Feb 2026)