LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,260
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,507
−HK$2,284/mo
Today · 4.125%
HK$76,791
baseline
▲ 0.50% · 4.625%
HK$81,464
+HK$4,673/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,582/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,388
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,544
−HK$2,187/mo
Today · 4.125%
HK$84,731
baseline
▲ 0.50% · 4.625%
HK$89,198
+HK$4,467/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,462/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,712
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$89,409
−HK$2,740/mo
Today · 4.125%
HK$92,149
baseline
▲ 0.50% · 4.625%
HK$97,756
+HK$5,607/mo
Deposit HK$12.68M · loan HK$19.01M · min. income ≈ HK$184,298/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,466
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,053
−HK$2,625/mo
Today · 4.125%
HK$101,678
baseline
▲ 0.50% · 4.625%
HK$107,037
+HK$5,359/mo
Deposit HK$12.68M · loan HK$19.01M · min. income ≈ HK$203,356/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,164
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,310
−HK$3,198/mo
Today · 4.125%
HK$107,508
baseline
▲ 0.50% · 4.625%
HK$114,049
+HK$6,541/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$215,016/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,544
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,562
−HK$3,062/mo
Today · 4.125%
HK$118,624
baseline
▲ 0.50% · 4.625%
HK$124,877
+HK$6,253/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$237,248/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,068
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$134,113
−HK$4,111/mo
Today · 4.125%
HK$138,224
baseline
▲ 0.50% · 4.625%
HK$146,635
+HK$8,411/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$276,448/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,699
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$148,580
−HK$3,937/mo
Today · 4.125%
HK$152,517
baseline
▲ 0.50% · 4.625%
HK$160,556
+HK$8,039/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$305,034/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,346,797 · Scale 2, in force from 26 Feb 2026)