LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,260
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,508
−HK$2,284/mo
Today · 4.125%
HK$76,792
baseline
▲ 0.50% · 4.625%
HK$81,464
+HK$4,672/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$153,584/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,389
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,545
−HK$2,187/mo
Today · 4.125%
HK$84,732
baseline
▲ 0.50% · 4.625%
HK$89,199
+HK$4,467/mo
Deposit HK$15.84M · loan HK$15.84M · min. income ≈ HK$169,464/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,712
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$89,410
−HK$2,740/mo
Today · 4.125%
HK$92,150
baseline
▲ 0.50% · 4.625%
HK$97,757
+HK$5,607/mo
Deposit HK$12.68M · loan HK$19.01M · min. income ≈ HK$184,300/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,467
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,054
−HK$2,625/mo
Today · 4.125%
HK$101,679
baseline
▲ 0.50% · 4.625%
HK$107,038
+HK$5,359/mo
Deposit HK$12.68M · loan HK$19.01M · min. income ≈ HK$203,358/mo (50% DSR)
Upfront cash ≈ HK$14.02M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,165
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,311
−HK$3,197/mo
Today · 4.125%
HK$107,508
baseline
▲ 0.50% · 4.625%
HK$114,050
+HK$6,542/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$215,016/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,545
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,563
−HK$3,062/mo
Today · 4.125%
HK$118,625
baseline
▲ 0.50% · 4.625%
HK$124,878
+HK$6,253/mo
Deposit HK$9.51M · loan HK$22.18M · min. income ≈ HK$237,250/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,069
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$134,115
−HK$4,110/mo
Today · 4.125%
HK$138,225
baseline
▲ 0.50% · 4.625%
HK$146,636
+HK$8,411/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$276,450/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,700
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$148,581
−HK$3,937/mo
Today · 4.125%
HK$152,518
baseline
▲ 0.50% · 4.625%
HK$160,557
+HK$8,039/mo
Deposit HK$3.17M · loan HK$28.52M · min. income ≈ HK$305,036/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,346,808 · Scale 2, in force from 26 Feb 2026)