LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,279
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,527
−HK$2,284/mo
Today · 4.125%
HK$76,811
baseline
▲ 0.50% · 4.625%
HK$81,485
+HK$4,674/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,622/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,409
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,566
−HK$2,187/mo
Today · 4.125%
HK$84,753
baseline
▲ 0.50% · 4.625%
HK$89,221
+HK$4,468/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,506/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,734
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,432
−HK$2,741/mo
Today · 4.125%
HK$92,173
baseline
▲ 0.50% · 4.625%
HK$97,782
+HK$5,609/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,346/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,491
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,079
−HK$2,625/mo
Today · 4.125%
HK$101,704
baseline
▲ 0.50% · 4.625%
HK$107,065
+HK$5,361/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,408/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,190
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,338
−HK$3,198/mo
Today · 4.125%
HK$107,536
baseline
▲ 0.50% · 4.625%
HK$114,079
+HK$6,543/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$215,072/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,573
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,592
−HK$3,063/mo
Today · 4.125%
HK$118,655
baseline
▲ 0.50% · 4.625%
HK$124,909
+HK$6,254/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$237,310/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,101
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$134,148
−HK$4,112/mo
Today · 4.125%
HK$138,260
baseline
▲ 0.50% · 4.625%
HK$146,673
+HK$8,413/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$276,520/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,737
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$148,618
−HK$3,938/mo
Today · 4.125%
HK$152,556
baseline
▲ 0.50% · 4.625%
HK$160,598
+HK$8,042/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$305,112/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,147 · Scale 2, in force from 26 Feb 2026)