LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,281
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,529
−HK$2,284/mo
Today · 4.125%
HK$76,813
baseline
▲ 0.50% · 4.625%
HK$81,487
+HK$4,674/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,626/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,412
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,568
−HK$2,188/mo
Today · 4.125%
HK$84,756
baseline
▲ 0.50% · 4.625%
HK$89,224
+HK$4,468/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,512/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,737
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,435
−HK$2,741/mo
Today · 4.125%
HK$92,176
baseline
▲ 0.50% · 4.625%
HK$97,785
+HK$5,609/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,352/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,494
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,082
−HK$2,625/mo
Today · 4.125%
HK$101,707
baseline
▲ 0.50% · 4.625%
HK$107,068
+HK$5,361/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,414/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,193
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,341
−HK$3,198/mo
Today · 4.125%
HK$107,539
baseline
▲ 0.50% · 4.625%
HK$114,082
+HK$6,543/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$215,078/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,576
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,595
−HK$3,063/mo
Today · 4.125%
HK$118,658
baseline
▲ 0.50% · 4.625%
HK$124,913
+HK$6,255/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$237,316/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,105
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$134,152
−HK$4,112/mo
Today · 4.125%
HK$138,264
baseline
▲ 0.50% · 4.625%
HK$146,677
+HK$8,413/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$276,528/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,741
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$148,623
−HK$3,938/mo
Today · 4.125%
HK$152,561
baseline
▲ 0.50% · 4.625%
HK$160,602
+HK$8,041/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$305,122/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,187 · Scale 2, in force from 26 Feb 2026)