LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,282
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,530
−HK$2,284/mo
Today · 4.125%
HK$76,814
baseline
▲ 0.50% · 4.625%
HK$81,488
+HK$4,674/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,628/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,412
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,569
−HK$2,188/mo
Today · 4.125%
HK$84,757
baseline
▲ 0.50% · 4.625%
HK$89,225
+HK$4,468/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,514/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,738
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,436
−HK$2,741/mo
Today · 4.125%
HK$92,177
baseline
▲ 0.50% · 4.625%
HK$97,786
+HK$5,609/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,354/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,495
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,083
−HK$2,625/mo
Today · 4.125%
HK$101,708
baseline
▲ 0.50% · 4.625%
HK$107,069
+HK$5,361/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,416/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,194
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,342
−HK$3,198/mo
Today · 4.125%
HK$107,540
baseline
▲ 0.50% · 4.625%
HK$114,083
+HK$6,543/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$215,080/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,577
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,597
−HK$3,063/mo
Today · 4.125%
HK$118,660
baseline
▲ 0.50% · 4.625%
HK$124,914
+HK$6,254/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$237,320/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,107
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$134,154
−HK$4,112/mo
Today · 4.125%
HK$138,266
baseline
▲ 0.50% · 4.625%
HK$146,679
+HK$8,413/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$276,532/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,742
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$148,624
−HK$3,938/mo
Today · 4.125%
HK$152,562
baseline
▲ 0.50% · 4.625%
HK$160,604
+HK$8,042/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$305,124/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,202 · Scale 2, in force from 26 Feb 2026)