LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,285
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,534
−HK$2,284/mo
Today · 4.125%
HK$76,818
baseline
▲ 0.50% · 4.625%
HK$81,492
+HK$4,674/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,636/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,417
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,573
−HK$2,188/mo
Today · 4.125%
HK$84,761
baseline
▲ 0.50% · 4.625%
HK$89,229
+HK$4,468/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,522/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,742
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,440
−HK$2,742/mo
Today · 4.125%
HK$92,182
baseline
▲ 0.50% · 4.625%
HK$97,791
+HK$5,609/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,364/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,500
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,088
−HK$2,626/mo
Today · 4.125%
HK$101,714
baseline
▲ 0.50% · 4.625%
HK$107,075
+HK$5,361/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,428/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,199
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,347
−HK$3,198/mo
Today · 4.125%
HK$107,545
baseline
▲ 0.50% · 4.625%
HK$114,089
+HK$6,544/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$215,090/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,583
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,603
−HK$3,063/mo
Today · 4.125%
HK$118,666
baseline
▲ 0.50% · 4.625%
HK$124,921
+HK$6,255/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$237,332/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,113
−HK$8,160/mo
▼ 0.25% · 3.875%
HK$134,161
−HK$4,112/mo
Today · 4.125%
HK$138,273
baseline
▲ 0.50% · 4.625%
HK$146,686
+HK$8,413/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$276,546/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,750
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$148,632
−HK$3,938/mo
Today · 4.125%
HK$152,570
baseline
▲ 0.50% · 4.625%
HK$160,612
+HK$8,042/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$305,140/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,271 · Scale 2, in force from 26 Feb 2026)