LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,291
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,540
−HK$2,284/mo
Today · 4.125%
HK$76,824
baseline
▲ 0.50% · 4.625%
HK$81,499
+HK$4,675/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,648/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,423
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,580
−HK$2,188/mo
Today · 4.125%
HK$84,768
baseline
▲ 0.50% · 4.625%
HK$89,236
+HK$4,468/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,536/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,749
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,448
−HK$2,741/mo
Today · 4.125%
HK$92,189
baseline
▲ 0.50% · 4.625%
HK$97,799
+HK$5,610/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,378/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,508
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,096
−HK$2,626/mo
Today · 4.125%
HK$101,722
baseline
▲ 0.50% · 4.625%
HK$107,083
+HK$5,361/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,444/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,207
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,355
−HK$3,199/mo
Today · 4.125%
HK$107,554
baseline
▲ 0.50% · 4.625%
HK$114,098
+HK$6,544/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$215,108/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,592
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,612
−HK$3,063/mo
Today · 4.125%
HK$118,675
baseline
▲ 0.50% · 4.625%
HK$124,931
+HK$6,256/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$237,350/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,124
−HK$8,160/mo
▼ 0.25% · 3.875%
HK$134,171
−HK$4,113/mo
Today · 4.125%
HK$138,284
baseline
▲ 0.50% · 4.625%
HK$146,698
+HK$8,414/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$276,568/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,761
−HK$7,821/mo
▼ 0.25% · 3.875%
HK$148,644
−HK$3,938/mo
Today · 4.125%
HK$152,582
baseline
▲ 0.50% · 4.625%
HK$160,625
+HK$8,043/mo
Deposit HK$3.17M · loan HK$28.53M · min. income ≈ HK$305,164/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,378 · Scale 2, in force from 26 Feb 2026)