LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,298
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,547
−HK$2,285/mo
Today · 4.125%
HK$76,832
baseline
▲ 0.50% · 4.625%
HK$81,507
+HK$4,675/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,664/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,431
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,588
−HK$2,189/mo
Today · 4.125%
HK$84,777
baseline
▲ 0.50% · 4.625%
HK$89,245
+HK$4,468/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,554/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,758
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,457
−HK$2,741/mo
Today · 4.125%
HK$92,198
baseline
▲ 0.50% · 4.625%
HK$97,809
+HK$5,611/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,396/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,517
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,106
−HK$2,626/mo
Today · 4.125%
HK$101,732
baseline
▲ 0.50% · 4.625%
HK$107,094
+HK$5,362/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,464/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,218
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,366
−HK$3,199/mo
Today · 4.125%
HK$107,565
baseline
▲ 0.50% · 4.625%
HK$114,110
+HK$6,545/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$215,130/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,604
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,624
−HK$3,063/mo
Today · 4.125%
HK$118,687
baseline
▲ 0.50% · 4.625%
HK$124,943
+HK$6,256/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$237,374/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,137
−HK$8,161/mo
▼ 0.25% · 3.875%
HK$134,185
−HK$4,113/mo
Today · 4.125%
HK$138,298
baseline
▲ 0.50% · 4.625%
HK$146,713
+HK$8,415/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,596/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,776
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$148,659
−HK$3,939/mo
Today · 4.125%
HK$152,598
baseline
▲ 0.50% · 4.625%
HK$160,642
+HK$8,044/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,196/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,515 · Scale 2, in force from 26 Feb 2026)