LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,299
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,548
−HK$2,285/mo
Today · 4.125%
HK$76,833
baseline
▲ 0.50% · 4.625%
HK$81,508
+HK$4,675/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,666/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,432
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,589
−HK$2,189/mo
Today · 4.125%
HK$84,778
baseline
▲ 0.50% · 4.625%
HK$89,246
+HK$4,468/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,556/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,759
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,458
−HK$2,742/mo
Today · 4.125%
HK$92,200
baseline
▲ 0.50% · 4.625%
HK$97,810
+HK$5,610/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,400/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,519
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$99,107
−HK$2,626/mo
Today · 4.125%
HK$101,733
baseline
▲ 0.50% · 4.625%
HK$107,096
+HK$5,363/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,466/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,219
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,367
−HK$3,199/mo
Today · 4.125%
HK$107,566
baseline
▲ 0.50% · 4.625%
HK$114,111
+HK$6,545/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$215,132/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,605
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,625
−HK$3,064/mo
Today · 4.125%
HK$118,689
baseline
▲ 0.50% · 4.625%
HK$124,945
+HK$6,256/mo
Deposit HK$9.51M · loan HK$22.19M · min. income ≈ HK$237,378/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,139
−HK$8,160/mo
▼ 0.25% · 3.875%
HK$134,187
−HK$4,112/mo
Today · 4.125%
HK$138,299
baseline
▲ 0.50% · 4.625%
HK$146,715
+HK$8,416/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,598/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,778
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$148,661
−HK$3,939/mo
Today · 4.125%
HK$152,600
baseline
▲ 0.50% · 4.625%
HK$160,643
+HK$8,043/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,200/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,531 · Scale 2, in force from 26 Feb 2026)