LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,300
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,549
−HK$2,285/mo
Today · 4.125%
HK$76,834
baseline
▲ 0.50% · 4.625%
HK$81,510
+HK$4,676/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,668/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,434
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,591
−HK$2,188/mo
Today · 4.125%
HK$84,779
baseline
▲ 0.50% · 4.625%
HK$89,248
+HK$4,469/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,558/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,761
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$89,459
−HK$2,742/mo
Today · 4.125%
HK$92,201
baseline
▲ 0.50% · 4.625%
HK$97,811
+HK$5,610/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,402/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,520
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,109
−HK$2,626/mo
Today · 4.125%
HK$101,735
baseline
▲ 0.50% · 4.625%
HK$107,098
+HK$5,363/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,470/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,221
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,369
−HK$3,199/mo
Today · 4.125%
HK$107,568
baseline
▲ 0.50% · 4.625%
HK$114,113
+HK$6,545/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,136/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,607
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,627
−HK$3,064/mo
Today · 4.125%
HK$118,691
baseline
▲ 0.50% · 4.625%
HK$124,947
+HK$6,256/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$237,382/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,141
−HK$8,161/mo
▼ 0.25% · 3.875%
HK$134,189
−HK$4,113/mo
Today · 4.125%
HK$138,302
baseline
▲ 0.50% · 4.625%
HK$146,717
+HK$8,415/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,604/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,780
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$148,663
−HK$3,939/mo
Today · 4.125%
HK$152,602
baseline
▲ 0.50% · 4.625%
HK$160,646
+HK$8,044/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,204/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,555 · Scale 2, in force from 26 Feb 2026)