LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,302
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,551
−HK$2,285/mo
Today · 4.125%
HK$76,836
baseline
▲ 0.50% · 4.625%
HK$81,511
+HK$4,675/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,672/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,435
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,592
−HK$2,189/mo
Today · 4.125%
HK$84,781
baseline
▲ 0.50% · 4.625%
HK$89,250
+HK$4,469/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,562/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,762
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,461
−HK$2,742/mo
Today · 4.125%
HK$92,203
baseline
▲ 0.50% · 4.625%
HK$97,813
+HK$5,610/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$184,406/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,522
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,111
−HK$2,626/mo
Today · 4.125%
HK$101,737
baseline
▲ 0.50% · 4.625%
HK$107,100
+HK$5,363/mo
Deposit HK$12.68M · loan HK$19.02M · min. income ≈ HK$203,474/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,223
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,371
−HK$3,199/mo
Today · 4.125%
HK$107,570
baseline
▲ 0.50% · 4.625%
HK$114,115
+HK$6,545/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,140/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,609
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,629
−HK$3,064/mo
Today · 4.125%
HK$118,693
baseline
▲ 0.50% · 4.625%
HK$124,949
+HK$6,256/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$237,386/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,143
−HK$8,161/mo
▼ 0.25% · 3.875%
HK$134,191
−HK$4,113/mo
Today · 4.125%
HK$138,304
baseline
▲ 0.50% · 4.625%
HK$146,720
+HK$8,416/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,608/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,783
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$148,666
−HK$3,939/mo
Today · 4.125%
HK$152,605
baseline
▲ 0.50% · 4.625%
HK$160,649
+HK$8,044/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,210/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,580 · Scale 2, in force from 26 Feb 2026)