LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,307
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,556
−HK$2,285/mo
Today · 4.125%
HK$76,841
baseline
▲ 0.50% · 4.625%
HK$81,516
+HK$4,675/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$153,682/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,440
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,598
−HK$2,188/mo
Today · 4.125%
HK$84,786
baseline
▲ 0.50% · 4.625%
HK$89,256
+HK$4,470/mo
Deposit HK$15.85M · loan HK$15.85M · min. income ≈ HK$169,572/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,768
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,467
−HK$2,742/mo
Today · 4.125%
HK$92,209
baseline
▲ 0.50% · 4.625%
HK$97,820
+HK$5,611/mo
Deposit HK$12.68M · loan HK$19.03M · min. income ≈ HK$184,418/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,528
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,117
−HK$2,627/mo
Today · 4.125%
HK$101,744
baseline
▲ 0.50% · 4.625%
HK$107,107
+HK$5,363/mo
Deposit HK$12.68M · loan HK$19.03M · min. income ≈ HK$203,488/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,229
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,378
−HK$3,199/mo
Today · 4.125%
HK$107,577
baseline
▲ 0.50% · 4.625%
HK$114,123
+HK$6,546/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,154/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,617
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,637
−HK$3,064/mo
Today · 4.125%
HK$118,701
baseline
▲ 0.50% · 4.625%
HK$124,958
+HK$6,257/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$237,402/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,152
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,200
−HK$4,114/mo
Today · 4.125%
HK$138,314
baseline
▲ 0.50% · 4.625%
HK$146,730
+HK$8,416/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,628/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,793
−HK$7,822/mo
▼ 0.25% · 3.875%
HK$148,676
−HK$3,939/mo
Today · 4.125%
HK$152,615
baseline
▲ 0.50% · 4.625%
HK$160,660
+HK$8,045/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,230/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,669 · Scale 2, in force from 26 Feb 2026)