LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,307
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,557
−HK$2,285/mo
Today · 4.125%
HK$76,842
baseline
▲ 0.50% · 4.625%
HK$81,517
+HK$4,675/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,684/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,441
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,599
−HK$2,188/mo
Today · 4.125%
HK$84,787
baseline
▲ 0.50% · 4.625%
HK$89,256
+HK$4,469/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,574/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,769
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,468
−HK$2,742/mo
Today · 4.125%
HK$92,210
baseline
▲ 0.50% · 4.625%
HK$97,821
+HK$5,611/mo
Deposit HK$12.68M · loan HK$19.03M · min. income ≈ HK$184,420/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,529
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,118
−HK$2,627/mo
Today · 4.125%
HK$101,745
baseline
▲ 0.50% · 4.625%
HK$107,108
+HK$5,363/mo
Deposit HK$12.68M · loan HK$19.03M · min. income ≈ HK$203,490/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,230
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,379
−HK$3,199/mo
Today · 4.125%
HK$107,578
baseline
▲ 0.50% · 4.625%
HK$114,124
+HK$6,546/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,156/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,618
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,638
−HK$3,064/mo
Today · 4.125%
HK$118,702
baseline
▲ 0.50% · 4.625%
HK$124,959
+HK$6,257/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$237,404/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,153
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,202
−HK$4,113/mo
Today · 4.125%
HK$138,315
baseline
▲ 0.50% · 4.625%
HK$146,731
+HK$8,416/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,630/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,794
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,677
−HK$3,940/mo
Today · 4.125%
HK$152,617
baseline
▲ 0.50% · 4.625%
HK$160,662
+HK$8,045/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,234/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,684 · Scale 2, in force from 26 Feb 2026)