LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,310
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,559
−HK$2,285/mo
Today · 4.125%
HK$76,844
baseline
▲ 0.50% · 4.625%
HK$81,520
+HK$4,676/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,688/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,444
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,601
−HK$2,189/mo
Today · 4.125%
HK$84,790
baseline
▲ 0.50% · 4.625%
HK$89,259
+HK$4,469/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,580/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,772
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,471
−HK$2,742/mo
Today · 4.125%
HK$92,213
baseline
▲ 0.50% · 4.625%
HK$97,824
+HK$5,611/mo
Deposit HK$12.68M · loan HK$19.03M · min. income ≈ HK$184,426/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,533
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,122
−HK$2,626/mo
Today · 4.125%
HK$101,748
baseline
▲ 0.50% · 4.625%
HK$107,111
+HK$5,363/mo
Deposit HK$12.68M · loan HK$19.03M · min. income ≈ HK$203,496/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,234
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,383
−HK$3,199/mo
Today · 4.125%
HK$107,582
baseline
▲ 0.50% · 4.625%
HK$114,128
+HK$6,546/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,164/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,622
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,642
−HK$3,064/mo
Today · 4.125%
HK$118,706
baseline
▲ 0.50% · 4.625%
HK$124,963
+HK$6,257/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$237,412/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,158
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,206
−HK$4,114/mo
Today · 4.125%
HK$138,320
baseline
▲ 0.50% · 4.625%
HK$146,736
+HK$8,416/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,640/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,799
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,683
−HK$3,939/mo
Today · 4.125%
HK$152,622
baseline
▲ 0.50% · 4.625%
HK$160,667
+HK$8,045/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,244/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,729 · Scale 2, in force from 26 Feb 2026)