LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,314
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,563
−HK$2,285/mo
Today · 4.125%
HK$76,848
baseline
▲ 0.50% · 4.625%
HK$81,524
+HK$4,676/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,696/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,448
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,606
−HK$2,188/mo
Today · 4.125%
HK$84,794
baseline
▲ 0.50% · 4.625%
HK$89,264
+HK$4,470/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,588/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,776
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,475
−HK$2,743/mo
Today · 4.125%
HK$92,218
baseline
▲ 0.50% · 4.625%
HK$97,829
+HK$5,611/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$184,436/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,538
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,127
−HK$2,626/mo
Today · 4.125%
HK$101,753
baseline
▲ 0.50% · 4.625%
HK$107,117
+HK$5,364/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$203,506/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,239
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,388
−HK$3,200/mo
Today · 4.125%
HK$107,588
baseline
▲ 0.50% · 4.625%
HK$114,134
+HK$6,546/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,176/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,627
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,648
−HK$3,064/mo
Today · 4.125%
HK$118,712
baseline
▲ 0.50% · 4.625%
HK$124,970
+HK$6,258/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$237,424/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,164
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$134,213
−HK$4,114/mo
Today · 4.125%
HK$138,327
baseline
▲ 0.50% · 4.625%
HK$146,744
+HK$8,417/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,654/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,807
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,690
−HK$3,940/mo
Today · 4.125%
HK$152,630
baseline
▲ 0.50% · 4.625%
HK$160,675
+HK$8,045/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,260/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,799 · Scale 2, in force from 26 Feb 2026)