LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,314
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,563
−HK$2,286/mo
Today · 4.125%
HK$76,849
baseline
▲ 0.50% · 4.625%
HK$81,525
+HK$4,676/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,698/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,449
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,606
−HK$2,189/mo
Today · 4.125%
HK$84,795
baseline
▲ 0.50% · 4.625%
HK$89,265
+HK$4,470/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,590/mo (50% DSR)
Upfront cash ≈ HK$17.20M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,777
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,476
−HK$2,742/mo
Today · 4.125%
HK$92,218
baseline
▲ 0.50% · 4.625%
HK$97,830
+HK$5,612/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$184,436/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,538
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,127
−HK$2,627/mo
Today · 4.125%
HK$101,754
baseline
▲ 0.50% · 4.625%
HK$107,118
+HK$5,364/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$203,508/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,240
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,389
−HK$3,199/mo
Today · 4.125%
HK$107,588
baseline
▲ 0.50% · 4.625%
HK$114,135
+HK$6,547/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$215,176/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,628
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,649
−HK$3,064/mo
Today · 4.125%
HK$118,713
baseline
▲ 0.50% · 4.625%
HK$124,971
+HK$6,258/mo
Deposit HK$9.51M · loan HK$22.20M · min. income ≈ HK$237,426/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,165
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$134,214
−HK$4,114/mo
Today · 4.125%
HK$138,328
baseline
▲ 0.50% · 4.625%
HK$146,745
+HK$8,417/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$276,656/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,808
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,691
−HK$3,940/mo
Today · 4.125%
HK$152,631
baseline
▲ 0.50% · 4.625%
HK$160,676
+HK$8,045/mo
Deposit HK$3.17M · loan HK$28.54M · min. income ≈ HK$305,262/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,807 · Scale 2, in force from 26 Feb 2026)