LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,324
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,574
−HK$2,285/mo
Today · 4.125%
HK$76,859
baseline
▲ 0.50% · 4.625%
HK$81,536
+HK$4,677/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,718/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,460
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,617
−HK$2,190/mo
Today · 4.125%
HK$84,807
baseline
▲ 0.50% · 4.625%
HK$89,277
+HK$4,470/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,614/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,789
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,488
−HK$2,743/mo
Today · 4.125%
HK$92,231
baseline
▲ 0.50% · 4.625%
HK$97,843
+HK$5,612/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$184,462/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,551
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,141
−HK$2,627/mo
Today · 4.125%
HK$101,768
baseline
▲ 0.50% · 4.625%
HK$107,132
+HK$5,364/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$203,536/mo (50% DSR)
Upfront cash ≈ HK$14.03M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,253
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$104,403
−HK$3,200/mo
Today · 4.125%
HK$107,603
baseline
▲ 0.50% · 4.625%
HK$114,150
+HK$6,547/mo
Deposit HK$9.52M · loan HK$22.20M · min. income ≈ HK$215,206/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,643
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$115,664
−HK$3,065/mo
Today · 4.125%
HK$118,729
baseline
▲ 0.50% · 4.625%
HK$124,987
+HK$6,258/mo
Deposit HK$9.52M · loan HK$22.20M · min. income ≈ HK$237,458/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,183
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$134,232
−HK$4,115/mo
Today · 4.125%
HK$138,347
baseline
▲ 0.50% · 4.625%
HK$146,765
+HK$8,418/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,694/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,827
−HK$7,825/mo
▼ 0.25% · 3.875%
HK$148,711
−HK$3,941/mo
Today · 4.125%
HK$152,652
baseline
▲ 0.50% · 4.625%
HK$160,698
+HK$8,046/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,304/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,347,990 · Scale 2, in force from 26 Feb 2026)