LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,333
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,583
−HK$2,286/mo
Today · 4.125%
HK$76,869
baseline
▲ 0.50% · 4.625%
HK$81,546
+HK$4,677/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,738/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,470
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,628
−HK$2,189/mo
Today · 4.125%
HK$84,817
baseline
▲ 0.50% · 4.625%
HK$89,288
+HK$4,471/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,634/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,799
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,499
−HK$2,743/mo
Today · 4.125%
HK$92,242
baseline
▲ 0.50% · 4.625%
HK$97,855
+HK$5,613/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$184,484/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,563
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,153
−HK$2,627/mo
Today · 4.125%
HK$101,780
baseline
▲ 0.50% · 4.625%
HK$107,145
+HK$5,365/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$203,560/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,266
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$104,416
−HK$3,200/mo
Today · 4.125%
HK$107,616
baseline
▲ 0.50% · 4.625%
HK$114,164
+HK$6,548/mo
Deposit HK$9.52M · loan HK$22.20M · min. income ≈ HK$215,232/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,657
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,679
−HK$3,065/mo
Today · 4.125%
HK$118,744
baseline
▲ 0.50% · 4.625%
HK$125,003
+HK$6,259/mo
Deposit HK$9.52M · loan HK$22.20M · min. income ≈ HK$237,488/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,199
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$134,249
−HK$4,115/mo
Today · 4.125%
HK$138,364
baseline
▲ 0.50% · 4.625%
HK$146,783
+HK$8,419/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,728/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,845
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$148,730
−HK$3,941/mo
Today · 4.125%
HK$152,671
baseline
▲ 0.50% · 4.625%
HK$160,718
+HK$8,047/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,342/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,158 · Scale 2, in force from 26 Feb 2026)