LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,334
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,584
−HK$2,286/mo
Today · 4.125%
HK$76,870
baseline
▲ 0.50% · 4.625%
HK$81,547
+HK$4,677/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,740/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,471
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,629
−HK$2,189/mo
Today · 4.125%
HK$84,818
baseline
▲ 0.50% · 4.625%
HK$89,289
+HK$4,471/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,636/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,801
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,501
−HK$2,743/mo
Today · 4.125%
HK$92,244
baseline
▲ 0.50% · 4.625%
HK$97,857
+HK$5,613/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$184,488/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,565
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,155
−HK$2,627/mo
Today · 4.125%
HK$101,782
baseline
▲ 0.50% · 4.625%
HK$107,147
+HK$5,365/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$203,564/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,268
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$104,418
−HK$3,200/mo
Today · 4.125%
HK$107,618
baseline
▲ 0.50% · 4.625%
HK$114,166
+HK$6,548/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$215,236/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,659
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,681
−HK$3,065/mo
Today · 4.125%
HK$118,746
baseline
▲ 0.50% · 4.625%
HK$125,005
+HK$6,259/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$237,492/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,201
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$134,251
−HK$4,115/mo
Today · 4.125%
HK$138,366
baseline
▲ 0.50% · 4.625%
HK$146,785
+HK$8,419/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,732/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,847
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$148,732
−HK$3,941/mo
Today · 4.125%
HK$152,673
baseline
▲ 0.50% · 4.625%
HK$160,721
+HK$8,048/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,346/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,180 · Scale 2, in force from 26 Feb 2026)