LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,339
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,590
−HK$2,286/mo
Today · 4.125%
HK$76,876
baseline
▲ 0.50% · 4.625%
HK$81,553
+HK$4,677/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,752/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,477
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,635
−HK$2,190/mo
Today · 4.125%
HK$84,825
baseline
▲ 0.50% · 4.625%
HK$89,296
+HK$4,471/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,650/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,807
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,507
−HK$2,744/mo
Today · 4.125%
HK$92,251
baseline
▲ 0.50% · 4.625%
HK$97,864
+HK$5,613/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$184,502/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,572
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$99,162
−HK$2,628/mo
Today · 4.125%
HK$101,790
baseline
▲ 0.50% · 4.625%
HK$107,155
+HK$5,365/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$203,580/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,275
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,425
−HK$3,201/mo
Today · 4.125%
HK$107,626
baseline
▲ 0.50% · 4.625%
HK$114,175
+HK$6,549/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$215,252/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,668
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,689
−HK$3,066/mo
Today · 4.125%
HK$118,755
baseline
▲ 0.50% · 4.625%
HK$125,014
+HK$6,259/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$237,510/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,211
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$134,261
−HK$4,115/mo
Today · 4.125%
HK$138,376
baseline
▲ 0.50% · 4.625%
HK$146,796
+HK$8,420/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,752/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,858
−HK$7,827/mo
▼ 0.25% · 3.875%
HK$148,743
−HK$3,942/mo
Today · 4.125%
HK$152,685
baseline
▲ 0.50% · 4.625%
HK$160,733
+HK$8,048/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,370/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,280 · Scale 2, in force from 26 Feb 2026)