LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,340
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,590
−HK$2,286/mo
Today · 4.125%
HK$76,876
baseline
▲ 0.50% · 4.625%
HK$81,554
+HK$4,678/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,752/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,477
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,635
−HK$2,190/mo
Today · 4.125%
HK$84,825
baseline
▲ 0.50% · 4.625%
HK$89,296
+HK$4,471/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,650/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,808
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$89,508
−HK$2,743/mo
Today · 4.125%
HK$92,251
baseline
▲ 0.50% · 4.625%
HK$97,864
+HK$5,613/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$184,502/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,573
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,163
−HK$2,627/mo
Today · 4.125%
HK$101,790
baseline
▲ 0.50% · 4.625%
HK$107,156
+HK$5,366/mo
Deposit HK$12.69M · loan HK$19.03M · min. income ≈ HK$203,580/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,275
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,426
−HK$3,200/mo
Today · 4.125%
HK$107,626
baseline
▲ 0.50% · 4.625%
HK$114,175
+HK$6,549/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$215,252/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,668
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,690
−HK$3,065/mo
Today · 4.125%
HK$118,755
baseline
▲ 0.50% · 4.625%
HK$125,015
+HK$6,260/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$237,510/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,211
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$134,262
−HK$4,115/mo
Today · 4.125%
HK$138,377
baseline
▲ 0.50% · 4.625%
HK$146,797
+HK$8,420/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,754/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,859
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$148,744
−HK$3,941/mo
Today · 4.125%
HK$152,685
baseline
▲ 0.50% · 4.625%
HK$160,733
+HK$8,048/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,370/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,285 · Scale 2, in force from 26 Feb 2026)