LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,342
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,592
−HK$2,286/mo
Today · 4.125%
HK$76,878
baseline
▲ 0.50% · 4.625%
HK$81,556
+HK$4,678/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,756/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,479
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,638
−HK$2,190/mo
Today · 4.125%
HK$84,828
baseline
▲ 0.50% · 4.625%
HK$89,299
+HK$4,471/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,656/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,810
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,510
−HK$2,744/mo
Today · 4.125%
HK$92,254
baseline
▲ 0.50% · 4.625%
HK$97,867
+HK$5,613/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$184,508/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,575
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$99,165
−HK$2,628/mo
Today · 4.125%
HK$101,793
baseline
▲ 0.50% · 4.625%
HK$107,159
+HK$5,366/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$203,586/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,278
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$104,429
−HK$3,201/mo
Today · 4.125%
HK$107,630
baseline
▲ 0.50% · 4.625%
HK$114,179
+HK$6,549/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$215,260/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,671
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$115,693
−HK$3,066/mo
Today · 4.125%
HK$118,759
baseline
▲ 0.50% · 4.625%
HK$125,018
+HK$6,259/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$237,518/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,215
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$134,266
−HK$4,115/mo
Today · 4.125%
HK$138,381
baseline
▲ 0.50% · 4.625%
HK$146,801
+HK$8,420/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,762/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,863
−HK$7,827/mo
▼ 0.25% · 3.875%
HK$148,748
−HK$3,942/mo
Today · 4.125%
HK$152,690
baseline
▲ 0.50% · 4.625%
HK$160,738
+HK$8,048/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,380/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,325 · Scale 2, in force from 26 Feb 2026)