LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,343
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,593
−HK$2,286/mo
Today · 4.125%
HK$76,879
baseline
▲ 0.50% · 4.625%
HK$81,557
+HK$4,678/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,758/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,480
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,639
−HK$2,190/mo
Today · 4.125%
HK$84,829
baseline
▲ 0.50% · 4.625%
HK$89,300
+HK$4,471/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,658/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,811
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,511
−HK$2,744/mo
Today · 4.125%
HK$92,255
baseline
▲ 0.50% · 4.625%
HK$97,868
+HK$5,613/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$184,510/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,577
−HK$5,217/mo
▼ 0.25% · 3.875%
HK$99,167
−HK$2,627/mo
Today · 4.125%
HK$101,794
baseline
▲ 0.50% · 4.625%
HK$107,160
+HK$5,366/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$203,588/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,280
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,430
−HK$3,201/mo
Today · 4.125%
HK$107,631
baseline
▲ 0.50% · 4.625%
HK$114,180
+HK$6,549/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$215,262/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,673
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,694
−HK$3,066/mo
Today · 4.125%
HK$118,760
baseline
▲ 0.50% · 4.625%
HK$125,020
+HK$6,260/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$237,520/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,217
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$134,267
−HK$4,115/mo
Today · 4.125%
HK$138,382
baseline
▲ 0.50% · 4.625%
HK$146,803
+HK$8,421/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,764/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,865
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$148,750
−HK$3,941/mo
Today · 4.125%
HK$152,691
baseline
▲ 0.50% · 4.625%
HK$160,740
+HK$8,049/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,382/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,341 · Scale 2, in force from 26 Feb 2026)