LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,346
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,597
−HK$2,286/mo
Today · 4.125%
HK$76,883
baseline
▲ 0.50% · 4.625%
HK$81,561
+HK$4,678/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$153,766/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,485
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,643
−HK$2,190/mo
Today · 4.125%
HK$84,833
baseline
▲ 0.50% · 4.625%
HK$89,305
+HK$4,472/mo
Deposit HK$15.86M · loan HK$15.86M · min. income ≈ HK$169,666/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,816
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,516
−HK$2,744/mo
Today · 4.125%
HK$92,260
baseline
▲ 0.50% · 4.625%
HK$97,873
+HK$5,613/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$184,520/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,581
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$99,172
−HK$2,627/mo
Today · 4.125%
HK$101,799
baseline
▲ 0.50% · 4.625%
HK$107,165
+HK$5,366/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$203,598/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,285
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,435
−HK$3,201/mo
Today · 4.125%
HK$107,636
baseline
▲ 0.50% · 4.625%
HK$114,186
+HK$6,550/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$215,272/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,678
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$115,700
−HK$3,066/mo
Today · 4.125%
HK$118,766
baseline
▲ 0.50% · 4.625%
HK$125,026
+HK$6,260/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$237,532/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,223
−HK$8,167/mo
▼ 0.25% · 3.875%
HK$134,274
−HK$4,116/mo
Today · 4.125%
HK$138,390
baseline
▲ 0.50% · 4.625%
HK$146,810
+HK$8,420/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$276,780/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,872
−HK$7,827/mo
▼ 0.25% · 3.875%
HK$148,758
−HK$3,941/mo
Today · 4.125%
HK$152,699
baseline
▲ 0.50% · 4.625%
HK$160,748
+HK$8,049/mo
Deposit HK$3.17M · loan HK$28.55M · min. income ≈ HK$305,398/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,409 · Scale 2, in force from 26 Feb 2026)