LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,355
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,605
−HK$2,287/mo
Today · 4.125%
HK$76,892
baseline
▲ 0.50% · 4.625%
HK$81,571
+HK$4,679/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$153,784/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,494
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,653
−HK$2,190/mo
Today · 4.125%
HK$84,843
baseline
▲ 0.50% · 4.625%
HK$89,315
+HK$4,472/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$169,686/mo (50% DSR)
Upfront cash ≈ HK$17.21M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,826
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,526
−HK$2,744/mo
Today · 4.125%
HK$92,270
baseline
▲ 0.50% · 4.625%
HK$97,885
+HK$5,615/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$184,540/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,593
−HK$5,218/mo
▼ 0.25% · 3.875%
HK$99,183
−HK$2,628/mo
Today · 4.125%
HK$101,811
baseline
▲ 0.50% · 4.625%
HK$107,178
+HK$5,367/mo
Deposit HK$12.69M · loan HK$19.04M · min. income ≈ HK$203,622/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,297
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$104,447
−HK$3,202/mo
Today · 4.125%
HK$107,649
baseline
▲ 0.50% · 4.625%
HK$114,199
+HK$6,550/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$215,298/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,691
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$115,714
−HK$3,066/mo
Today · 4.125%
HK$118,780
baseline
▲ 0.50% · 4.625%
HK$125,041
+HK$6,261/mo
Deposit HK$9.52M · loan HK$22.21M · min. income ≈ HK$237,560/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,238
−HK$8,168/mo
▼ 0.25% · 3.875%
HK$134,290
−HK$4,116/mo
Today · 4.125%
HK$138,406
baseline
▲ 0.50% · 4.625%
HK$146,827
+HK$8,421/mo
Deposit HK$3.17M · loan HK$28.56M · min. income ≈ HK$276,812/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,889
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$148,775
−HK$3,942/mo
Today · 4.125%
HK$152,717
baseline
▲ 0.50% · 4.625%
HK$160,767
+HK$8,050/mo
Deposit HK$3.17M · loan HK$28.56M · min. income ≈ HK$305,434/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,565 · Scale 2, in force from 26 Feb 2026)