LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,371
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,622
−HK$2,287/mo
Today · 4.125%
HK$76,909
baseline
▲ 0.50% · 4.625%
HK$81,589
+HK$4,680/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$153,818/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,512
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,671
−HK$2,190/mo
Today · 4.125%
HK$84,861
baseline
▲ 0.50% · 4.625%
HK$89,335
+HK$4,474/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$169,722/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,845
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$89,546
−HK$2,745/mo
Today · 4.125%
HK$92,291
baseline
▲ 0.50% · 4.625%
HK$97,906
+HK$5,615/mo
Deposit HK$12.70M · loan HK$19.04M · min. income ≈ HK$184,582/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,614
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,205
−HK$2,629/mo
Today · 4.125%
HK$101,834
baseline
▲ 0.50% · 4.625%
HK$107,201
+HK$5,367/mo
Deposit HK$12.70M · loan HK$19.04M · min. income ≈ HK$203,668/mo (50% DSR)
Upfront cash ≈ HK$14.04M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,319
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,470
−HK$3,202/mo
Today · 4.125%
HK$107,672
baseline
▲ 0.50% · 4.625%
HK$114,224
+HK$6,552/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$215,344/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,716
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$115,739
−HK$3,067/mo
Today · 4.125%
HK$118,806
baseline
▲ 0.50% · 4.625%
HK$125,068
+HK$6,262/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$237,612/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,267
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$134,319
−HK$4,117/mo
Today · 4.125%
HK$138,436
baseline
▲ 0.50% · 4.625%
HK$146,860
+HK$8,424/mo
Deposit HK$3.17M · loan HK$28.56M · min. income ≈ HK$276,872/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,921
−HK$7,829/mo
▼ 0.25% · 3.875%
HK$148,808
−HK$3,942/mo
Today · 4.125%
HK$152,750
baseline
▲ 0.50% · 4.625%
HK$160,802
+HK$8,052/mo
Deposit HK$3.17M · loan HK$28.56M · min. income ≈ HK$305,500/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,863 · Scale 2, in force from 26 Feb 2026)