LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,378
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,629
−HK$2,288/mo
Today · 4.125%
HK$76,917
baseline
▲ 0.50% · 4.625%
HK$81,597
+HK$4,680/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$153,834/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,520
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,679
−HK$2,191/mo
Today · 4.125%
HK$84,870
baseline
▲ 0.50% · 4.625%
HK$89,343
+HK$4,473/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$169,740/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,853
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,555
−HK$2,745/mo
Today · 4.125%
HK$92,300
baseline
▲ 0.50% · 4.625%
HK$97,916
+HK$5,616/mo
Deposit HK$12.70M · loan HK$19.04M · min. income ≈ HK$184,600/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,624
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$99,215
−HK$2,629/mo
Today · 4.125%
HK$101,844
baseline
▲ 0.50% · 4.625%
HK$107,212
+HK$5,368/mo
Deposit HK$12.70M · loan HK$19.04M · min. income ≈ HK$203,688/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,329
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$104,481
−HK$3,202/mo
Today · 4.125%
HK$107,683
baseline
▲ 0.50% · 4.625%
HK$114,236
+HK$6,553/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$215,366/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,728
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$115,751
−HK$3,067/mo
Today · 4.125%
HK$118,818
baseline
▲ 0.50% · 4.625%
HK$125,081
+HK$6,263/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$237,636/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,280
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$134,333
−HK$4,117/mo
Today · 4.125%
HK$138,450
baseline
▲ 0.50% · 4.625%
HK$146,874
+HK$8,424/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$276,900/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,935
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$148,822
−HK$3,944/mo
Today · 4.125%
HK$152,766
baseline
▲ 0.50% · 4.625%
HK$160,818
+HK$8,052/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$305,532/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,348,998 · Scale 2, in force from 26 Feb 2026)