LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,383
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,634
−HK$2,288/mo
Today · 4.125%
HK$76,922
baseline
▲ 0.50% · 4.625%
HK$81,602
+HK$4,680/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$153,844/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,525
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,685
−HK$2,190/mo
Today · 4.125%
HK$84,875
baseline
▲ 0.50% · 4.625%
HK$89,349
+HK$4,474/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$169,750/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,859
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,561
−HK$2,745/mo
Today · 4.125%
HK$92,306
baseline
▲ 0.50% · 4.625%
HK$97,923
+HK$5,617/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,612/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,630
−HK$5,221/mo
▼ 0.25% · 3.875%
HK$99,221
−HK$2,630/mo
Today · 4.125%
HK$101,851
baseline
▲ 0.50% · 4.625%
HK$107,219
+HK$5,368/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,702/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,336
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$104,488
−HK$3,202/mo
Today · 4.125%
HK$107,690
baseline
▲ 0.50% · 4.625%
HK$114,243
+HK$6,553/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$215,380/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,735
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,758
−HK$3,068/mo
Today · 4.125%
HK$118,826
baseline
▲ 0.50% · 4.625%
HK$125,089
+HK$6,263/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$237,652/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,289
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$134,341
−HK$4,118/mo
Today · 4.125%
HK$138,459
baseline
▲ 0.50% · 4.625%
HK$146,884
+HK$8,425/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$276,918/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,945
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$148,832
−HK$3,944/mo
Today · 4.125%
HK$152,776
baseline
▲ 0.50% · 4.625%
HK$160,829
+HK$8,053/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$305,552/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,086 · Scale 2, in force from 26 Feb 2026)