LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,390
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,642
−HK$2,288/mo
Today · 4.125%
HK$76,930
baseline
▲ 0.50% · 4.625%
HK$81,611
+HK$4,681/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$153,860/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,534
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,693
−HK$2,192/mo
Today · 4.125%
HK$84,885
baseline
▲ 0.50% · 4.625%
HK$89,359
+HK$4,474/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$169,770/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,869
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$89,571
−HK$2,745/mo
Today · 4.125%
HK$92,316
baseline
▲ 0.50% · 4.625%
HK$97,933
+HK$5,617/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,632/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,640
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,232
−HK$2,630/mo
Today · 4.125%
HK$101,862
baseline
▲ 0.50% · 4.625%
HK$107,231
+HK$5,369/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,724/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,347
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$104,499
−HK$3,203/mo
Today · 4.125%
HK$107,702
baseline
▲ 0.50% · 4.625%
HK$114,255
+HK$6,553/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$215,404/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,747
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,771
−HK$3,067/mo
Today · 4.125%
HK$118,838
baseline
▲ 0.50% · 4.625%
HK$125,103
+HK$6,265/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$237,676/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,303
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$134,356
−HK$4,118/mo
Today · 4.125%
HK$138,474
baseline
▲ 0.50% · 4.625%
HK$146,900
+HK$8,426/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$276,948/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,961
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$148,848
−HK$3,944/mo
Today · 4.125%
HK$152,792
baseline
▲ 0.50% · 4.625%
HK$160,846
+HK$8,054/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$305,584/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,232 · Scale 2, in force from 26 Feb 2026)