LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,398
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,650
−HK$2,288/mo
Today · 4.125%
HK$76,938
baseline
▲ 0.50% · 4.625%
HK$81,619
+HK$4,681/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$153,876/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,542
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,702
−HK$2,191/mo
Today · 4.125%
HK$84,893
baseline
▲ 0.50% · 4.625%
HK$89,368
+HK$4,475/mo
Deposit HK$15.87M · loan HK$15.87M · min. income ≈ HK$169,786/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,877
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,580
−HK$2,745/mo
Today · 4.125%
HK$92,325
baseline
▲ 0.50% · 4.625%
HK$97,943
+HK$5,618/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,650/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,650
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,242
−HK$2,630/mo
Today · 4.125%
HK$101,872
baseline
▲ 0.50% · 4.625%
HK$107,242
+HK$5,370/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,744/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,357
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,510
−HK$3,203/mo
Today · 4.125%
HK$107,713
baseline
▲ 0.50% · 4.625%
HK$114,267
+HK$6,554/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$215,426/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,758
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,783
−HK$3,067/mo
Today · 4.125%
HK$118,850
baseline
▲ 0.50% · 4.625%
HK$125,115
+HK$6,265/mo
Deposit HK$9.52M · loan HK$22.22M · min. income ≈ HK$237,700/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,316
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$134,369
−HK$4,119/mo
Today · 4.125%
HK$138,488
baseline
▲ 0.50% · 4.625%
HK$146,915
+HK$8,427/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$276,976/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,975
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$148,863
−HK$3,945/mo
Today · 4.125%
HK$152,808
baseline
▲ 0.50% · 4.625%
HK$160,862
+HK$8,054/mo
Deposit HK$3.17M · loan HK$28.57M · min. income ≈ HK$305,616/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,368 · Scale 2, in force from 26 Feb 2026)