LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,399
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,651
−HK$2,288/mo
Today · 4.125%
HK$76,939
baseline
▲ 0.50% · 4.625%
HK$81,621
+HK$4,682/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,878/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,543
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,703
−HK$2,192/mo
Today · 4.125%
HK$84,895
baseline
▲ 0.50% · 4.625%
HK$89,370
+HK$4,475/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,790/mo (50% DSR)
Upfront cash ≈ HK$17.22M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,879
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,581
−HK$2,746/mo
Today · 4.125%
HK$92,327
baseline
▲ 0.50% · 4.625%
HK$97,945
+HK$5,618/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,654/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,652
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,244
−HK$2,630/mo
Today · 4.125%
HK$101,874
baseline
▲ 0.50% · 4.625%
HK$107,243
+HK$5,369/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,748/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,359
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,511
−HK$3,204/mo
Today · 4.125%
HK$107,715
baseline
▲ 0.50% · 4.625%
HK$114,269
+HK$6,554/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,430/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,760
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,785
−HK$3,067/mo
Today · 4.125%
HK$118,852
baseline
▲ 0.50% · 4.625%
HK$125,117
+HK$6,265/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,704/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,318
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$134,372
−HK$4,118/mo
Today · 4.125%
HK$138,490
baseline
▲ 0.50% · 4.625%
HK$146,917
+HK$8,427/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$276,980/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,978
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$148,866
−HK$3,944/mo
Today · 4.125%
HK$152,810
baseline
▲ 0.50% · 4.625%
HK$160,865
+HK$8,055/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,620/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,391 · Scale 2, in force from 26 Feb 2026)