LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,402
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,654
−HK$2,288/mo
Today · 4.125%
HK$76,942
baseline
▲ 0.50% · 4.625%
HK$81,624
+HK$4,682/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,884/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,546
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,707
−HK$2,191/mo
Today · 4.125%
HK$84,898
baseline
▲ 0.50% · 4.625%
HK$89,373
+HK$4,475/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,796/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,882
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$89,585
−HK$2,746/mo
Today · 4.125%
HK$92,331
baseline
▲ 0.50% · 4.625%
HK$97,949
+HK$5,618/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,662/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,656
−HK$5,222/mo
▼ 0.25% · 3.875%
HK$99,248
−HK$2,630/mo
Today · 4.125%
HK$101,878
baseline
▲ 0.50% · 4.625%
HK$107,248
+HK$5,370/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,756/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,363
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,516
−HK$3,203/mo
Today · 4.125%
HK$107,719
baseline
▲ 0.50% · 4.625%
HK$114,273
+HK$6,554/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,438/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,765
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,789
−HK$3,068/mo
Today · 4.125%
HK$118,857
baseline
▲ 0.50% · 4.625%
HK$125,122
+HK$6,265/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,714/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,323
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,377
−HK$4,119/mo
Today · 4.125%
HK$138,496
baseline
▲ 0.50% · 4.625%
HK$146,923
+HK$8,427/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$276,992/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,984
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$148,872
−HK$3,945/mo
Today · 4.125%
HK$152,817
baseline
▲ 0.50% · 4.625%
HK$160,872
+HK$8,055/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,634/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,446 · Scale 2, in force from 26 Feb 2026)