LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,405
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,657
−HK$2,288/mo
Today · 4.125%
HK$76,945
baseline
▲ 0.50% · 4.625%
HK$81,627
+HK$4,682/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$153,890/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,549
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,710
−HK$2,191/mo
Today · 4.125%
HK$84,901
baseline
▲ 0.50% · 4.625%
HK$89,377
+HK$4,476/mo
Deposit HK$15.88M · loan HK$15.88M · min. income ≈ HK$169,802/mo (50% DSR)
Upfront cash ≈ HK$17.23M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,886
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$89,588
−HK$2,746/mo
Today · 4.125%
HK$92,334
baseline
▲ 0.50% · 4.625%
HK$97,952
+HK$5,618/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$184,668/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,659
−HK$5,223/mo
▼ 0.25% · 3.875%
HK$99,252
−HK$2,630/mo
Today · 4.125%
HK$101,882
baseline
▲ 0.50% · 4.625%
HK$107,252
+HK$5,370/mo
Deposit HK$12.70M · loan HK$19.05M · min. income ≈ HK$203,764/mo (50% DSR)
Upfront cash ≈ HK$14.05M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,367
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,520
−HK$3,203/mo
Today · 4.125%
HK$107,723
baseline
▲ 0.50% · 4.625%
HK$114,278
+HK$6,555/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$215,446/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,769
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$115,794
−HK$3,068/mo
Today · 4.125%
HK$118,862
baseline
▲ 0.50% · 4.625%
HK$125,127
+HK$6,265/mo
Deposit HK$9.53M · loan HK$22.23M · min. income ≈ HK$237,724/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,328
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,382
−HK$4,119/mo
Today · 4.125%
HK$138,501
baseline
▲ 0.50% · 4.625%
HK$146,929
+HK$8,428/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$277,002/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,989
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$148,878
−HK$3,944/mo
Today · 4.125%
HK$152,822
baseline
▲ 0.50% · 4.625%
HK$160,878
+HK$8,056/mo
Deposit HK$3.18M · loan HK$28.58M · min. income ≈ HK$305,644/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$1,349,497 · Scale 2, in force from 26 Feb 2026)